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Trusted, Local Insurance Solutions Since 1968

Here at Murray Insurance, we are dedicated to service and quality insurance coverage.

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As an independent agency, we are here to help you find the right coverage.

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  Get Your Insurance Quote

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.


Murray Insurance LLC

Your trusted, local insurance agency since 1968.

Over five decades ago, James Murray founded Murray Insurance LLC with a focus on helping people, families, and businesses protect what’s most important with tailored insurance solutions and personalized customer service. When Bob Murray took over the agency in 2013, he brought his experience and the expertise of his father to continue serving the insurance needs of each and every client.

Murray Insurance is proud to serve your needs as your trusted, local insurance agency in downtown Erie, PA. Our team of insurance professionals are knowledgeable and here to help you throughout every step of the insurance process. Please feel free to get in contact with us for personalized service with a local touch.

50+ Years’ in Business

Since 1968, we’ve been insuring people, families, and businesses with personalized insurance solutions.

Award-Winning Service

Over the years, we’ve earned multiple awards for our dedication to service and professionalism.

Family Traditions

Founder James Murray and Owner Bob Murray are proud of their family business and Irish heritage.

50+ Years of Insurance Solutions

Providing a variety of personal insurance and business insurance solutions is what Murray Insurance LLC does best.

We’re Here for Our Clients

Check out our reviews and see why you should switch to Murray Insurance LLC.

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Real clients. Real reviews. Real coverage.

“I have held my insurance at Murray for over 20 years now. I highly recommend them to everyone I know. This company is stellar when it comes to customer service. I have complete faith in my agents and their team.”

– D. B.

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Murray Insurance LLC + Erie Insurance

Since 1968, we’ve represented ERIE and live by their motto, “Above all in Service.”

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ERIE Awards

  • F.W. Hirt Quality Agency Award
  • Erie Insurance Group Quality Agent Award
  • Founders Award (x2)
  • Founders Auto and Property/Casualty Award (x7)

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How
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Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Erie, PA Office

We are conveniently located in downtown Erie, PA, and are proud to serve clients across Pennsylvania, Ohio, and New York.

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